Life Settlements 

A Life Settlement allows an individual 70 and older to turn their non-performing or unnecessary asset, a life insurance policy, into cash.

A life settlement may be considered when maintaining premium expense becomes prohibitive, a more affordable policy is being considered, there are changes in trust, tax or estate planning, a key-man policy is no longer required, beneficiaries are self sufficient and for a myriad of other financial reasons.

Quite often, utilizing a life settlement option may be the wisest and most ideal financial option. Due to the complexity of individual state laws, we ask that you contact us to discuss your specific situation.

HOW DOES A LIFE SETTLEMENT WORK?

• An application, along with the proper authorizations and policy information is submitted to Ardan. 
• Experienced staff reviews the submitted information for completeness and suitability. 
• Independent medical experts review the medical records. 
• Ardan formulates an offer based on the buying parameters of the most suitable investor for the policy. 
• An offer to purchase is made.
• Services provided within the guidelines of state law.